Some people conjure theories about health care reform as a grand conspiracy.
They fall into two camps. The first – represented by the truculent posturing of the tea party – argues that health care reform is a plot by the government to take over health care. The second sees, some even hope, that health care reform will set up the demise of the employer based system and force everyone into an individual market.
The government takeover talk is little more that the paranoid rantings of the fact and logic challenged. Would that health care reform were a government takeover. We would all be better off.
The threat to the employer based system is more real. The employer based system is flawed. No question about it. But its alternative, the individual health insurance market, is based on a premise that is even more misguided.
That premise – people who don’t have insurance should pay for it.
Pay the full freight?
“What!” you ask, “What’s wrong with people paying for health care insurance?”
Simply put, most Americans do not do that now. Continue reading ‘The Employer Mandate and Individual Insurance’
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